Cadillac Car Insurance

[Not mandatory in Newfoundland] Accident benefits coverage is another mandatory type of auto insurance in Canada. It covers you, your passengers, or even pedestrians if they need medical care after a collision. No matter who’s at fault for the accident, you can still receive compensation to cover medical expenses through the accident benefits portion of your policy.

[Not mandatory in Alberta] Uninsured automobile coverage is another mandatory type of coverage in many parts of Canada. It protects you and your passengers if you're in a collision with an at-fault driver who doesn’t have enough insurance or no insurance at all. It also helps protect Cadillac drivers in case of a hit-and-run accident.

[Not mandatory in Ontario] With direct compensation-property damage coverage, if you're in an accident that's not your fault, you can file a claim with your own insurance company instead of dealing with the at-fault driver’s insurer. This makes the process quicker and more straightforward. In some no-fault provinces in Canada, direct compensation-property damage is mandatory.

Optional comprehensive coverage gives you financial protection against things that aren’t related to collisions, like theft, vandalism, fire, falling objects, water damage, and more. For example, it can protect your Cadillac if it's stolen or vandalized.

Collision coverage helps protect you if you're in an accident with another vehicle or an object. It covers you no matter who’s at fault and helps pay for property damage, like your damaged car, caused by the accident. While collision coverage is optional, many Cadillac drivers choose to have it.

One final type of optional car insurance coverage is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim. Note: coverage varies by province.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.