Licensed insurance brokers in Kentville are just a call away thanks to BrokerLink. Our team of knowledgeable and professional insurance advisors is eager to help Kentville residents find Kentville home insurance, Kentville car insurance, and everything in between. Let us help you find the coverage you need.
Innovative insurance solutions for every Kentville resident
At the heart of any high-quality insurance policy is tailor-made insurance coverage. BrokerLink understands this, which is why our insurance advisors take the time to get to know each and every Kentville customer. We know that in order to find your ideal policy, we need to have a firm grasp of who you are, your budget, and the risks you face. So whether you are in the market for motorcycle insurance in Kentville or business insurance in Kentville, you can rest easy knowing that the BrokerLink team has got your back:
- Business Insurance
- Car Insurance
- Home Insurance
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Umbrella Liability Insurance
- Equine Insurance
- Wedding and Special Event Insurance
- Pet Insurance
- Group Insurance
- Associations
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Tractor Insurance
- Employee Benefits
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
Don’t see what you’re looking for? Call BrokerLink today to inquire about our insurance services. We’re confident that we can help you find whatever coverage you need.
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Lower your Kentville insurance premium with these broker-approved tips
Don’t make your insurance policy more expensive than it has to be. Enlist the help of a professional broker and learn all about the different ways that you can save money on Kentville insurance. Whether you are looking to cut costs on Kentville home insurance, business insurance, or car insurance, we have advice to offer. A few of our top money-saving tips can be found below. Keep reading to get started today:
Enlist the help of a local BrokerLink insurance broker
The first step to finding cheap Kentville insurance is contacting a BrokerLink insurance broker near you. We have insurance brokerages all across Canada, including Nova Scotia. Contact any of our branches, and a licensed insurance advisor would be happy to help you. They can give you tips on ways to save money, unlock discounts on your behalf, and research policy options to find out which one offers the best coverage at the lowest price.
Bundle insurance products together
Bundling insurance policies can also help Kentville customers save money on insurance. However, this strategy is only useful if you are looking for more than one type of insurance. For example, if you want to buy car insurance as well as home insurance, or insure multiple vehicles in your household, bundling is a great option. Many insurers offer bundling packages. Contact BrokerLink to learn more.
Go with a higher policy deductible
When you buy insurance in Kentville, there are several decisions you will have to make, including what coverage to include, the limits for each type of coverage, and the deductible for each type of coverage. Pay close attention to the deductibles you choose as they will have a significant impact on your premium. The higher your deductibles, the lower your premium, and the lower your deductibles the higher your premium. Insurance companies sometimes reward you for taking on more risk by choosing a higher deductible. So if you can afford it, try to choose higher deductibles.
Choose the cheapest payment plan
When purchasing a Kentville insurance plan, you might have several payment options. Choose the schedule that is the cheapest. In some cases, monthly payment plans actually work out to be more expensive when you add in extra fees, like transaction fees. If this is the case, go with the annual plan and pay for your policy upfront with no fees.
Take advantage of the electric vehicle car insurance discount
Save money on Kentville car insurance by purchasing an eco-friendly car, like a hybrid or electric vehicle. You might also be eligible for a lower premium if you drive a car with a high safety rating and a low rate of theft.
Sign up for an approved driving school in Nova Scotia
There are driving schools all over the province of Nova Scotia. Enrolling in one and completing it can make you eligible for a major car insurance discount.
Install a monitored alarm system in your household or place of business
Making your home or place of work more secure is a great way to save money on insurance. So if you’re looking to cut insurance costs and protect your vacation rental property, home, or office, consider buying and installing a security system, like a monitored alarm system. If you want more home protection tips, contact BrokerLink today.
Install snow tires on your car
Reduce your car insurance rates in Kentville by swapping out summer tires for snow tires over the winter months. Just make sure that you abide by the conditions laid out by your insurance company. For example, you may have to install your winter tires by a certain date each year and they may all have to be the same make of tire.
Maintain a clean driving record
Driving safely and responsibly has tons of benefits. Beyond keeping you safe on the road, you will likely have a clean driving record which translates to lower insurance rates.
Minimize water damage with a sump pump or sewer backup detection device
If you take steps to reduce the odds of water damage, such as by installing a sump pump or sewer backup detection device on your property, you might qualify for a Kentville home insurance discount.
Buy a home with updated features
Purchasing a home with a new roof or modern, energy-efficient plumbing, electrical, and heating systems can result in cheaper home insurance premiums. To make property insurance costs even lower, consider buying a home that is nearby a fire hydrant or fire station and one that does not have any major liabilities on the premises, like a swimming pool.
Pay off your mortgage loan
Making your final mortgage loan payment is one way to qualify for cheaper home insurance in Kentville. Many insurance companies reward homeowners who pay off their mortgage loans with a mortgage free discount.
Do not purchase coverage you don’t need
Don’t fall into the trap of purchasing more coverage than you need. Before buying a policy, carefully consider the risks you face and the budget you’re working with. Then, enlist the help of a broker to figure out the most beneficial types of coverage. The reality is that not all coverage is designed for all policyholders. For example, if your home does not have many expensive items, high-value home insurance probably isn’t necessary. Standard homeowner’s insurance will be enough. Similarly, if you drive an old car that isn’t worth much, optional auto insurance coverages like comprehensive coverage may not be worth it since the cost of replacing your vehicle is so little.
We’re in your community
BrokerLink is proud to serve the Kentville community. We love connecting with our customers across Canada, and that includes Nova Scotia. Give us a call to chat with us today. We can’t wait to discuss your insurance needs and help you find a policy tailored directly to them.
Contact us
At Kentville BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible. We can also help you adjust or renew your policy down the road. For example, if you are planning a move, contact us and we will help you update your address with your insurer.
You can reach us by phone, email, or in person at any one of our locations throughout Nova Scotia. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.
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Kentville insurance FAQs
Is car insurance mandatory in Kentville?
Yes, car insurance is mandatory in Kentville. Therefore, you will need to purchase a valid auto insurance policy before driving. Failure to buy insurance and driving anyway is illegal, and if caught, there could be serious consequences. Fines for uninsured driving in Nova Scotia run in the thousands of dollars. Plus, your driver’s licence could be suspended and your vehicle could be impounded. To avoid these repercussions, make sure you buy car insurance coverage that meets the province’s minimum requirements, meaning third party liability insurance, accident benefits coverage, uninsured automobile coverage, and direct compensation - property damage coverage.
Is home insurance mandatory in Kentville?
Home insurance might be mandatory, depending on your situation. If you are a tenant or a borrower, your landlord or mortgage lender might require you to purchase home insurance. More specifically, tenants may be required to purchase what's known as renters or tenant insurance in Kentville. This insurance specifically covers a tenant’s belongings in the event of damage and protects them against liability claims. This can also offer coverage if you are displaced from a covered peril, covering the cost of additional living expenses should you be evacuated from your residence. You can learn more about how tenant insurance works by reading this official tenant insurance guide. Further, borrowers may be required to purchase standard homeowner’s insurance that covers them and their home against property damage and liability claims.
Can I buy insurance online in Kentville, Nova Scotia?
What is liability coverage?
Liability coverage is a type of insurance coverage that protects policyholders against lawsuits and legal claims. The most common type of liability coverage, third party liability coverage, will compensate policyholders if a third party claim alleging bodily injury or property damage is brought against them. Liability coverage can pay for a variety of expenses, including but not limited to legal fees, medical fees, and repair bills. Third party liability coverage is a legal requirement for all Nova Scotia drivers. Meanwhile, personal liability coverage and commercial general liability coverage are commonly found in Kentville home insurance and commercial insurance policies, respectively.
Can I get a free Kentville insurance quote?
Yes, free insurance quotes are available from both insurance companies and insurance brokerages. Free quotes can typically be obtained for all kinds of insurance, including home insurance, car insurance, pet insurance, business insurance, and more. Simply get in touch with an insurance professional near you and ask for an estimate.
If you have any questions, contact one of our local branches.
