The benefits of Elmira car insurance
There are several benefits to purchasing car insurance for Elmira drivers. From the peace of mind knowing you are protected on the road, to complying with Ontario law, here are a few of the main benefits that come with purchasing Elmira car insurance.
You are abiding by the law
First and foremost, car insurance is legally mandated in Ontario. Therefore, failing to obtain car insurance is a criminal offense and as such, is punishable by law.
For a first offense in Ontario, you can incur a fine of $5,000 up to $25,000. For repeat offenses, uninsured motorists in Elmira may be fined anywhere from $10,000 up to $50,000.
You are protected in the event of injury
If you injure yourself while driving, OHIP and your health insurance plan will likely cover the majority of the medical costs. However, for expenses that aren’t covered by your health insurance, such as physical therapy, certain prescription medications, or rehabilitation, your car insurance can help.
You are protected in the event of an accident
Car accidents happen every day, even in small towns like Elmira. But with the right car insurance policy, you can rest easy knowing that you are protected if you get into an accident. Depending on the auto insurance policy you choose, your insurance provider will likely help you pay for property damage to your vehicle.
You are protected in the event of damage or theft
If you purchase comprehensive car insurance coverage, then you can be protected in a wide range of circumstances. Comprehensive coverage varies but typically offers financial protection against theft, vandalism, water, and fire damage.