Chevrolet car insurance

[Not mandatory in Newfoundland] With accident benefits coverage, you and any passengers who were in the vehicle at the time of the incident will receive compensation if someone gets hurt or killed as a result of the incident. It covers medical expenses, such as rehabilitation programs, caregivers, income replacement and funeral expenses if necessary.

[Not mandatory in Alberta] Like other insurance products, this type of coverage is mandatory. Uninsured automobile coverage will come into effect if you get into an accident with an uninsured or underinsured driver. It helps pay for damages caused by the accident even if the other driver leaves the scene in a hit-and-run and there's no one at fault for the collision.

[Not mandatory in Ontario] Also known as no-fault insurance, direct compensation coverage will help pay for damages if you get into an accident that was not your fault. This can include injuries and damages to your vehicle. However, you will only receive coverage when you are at fault if you have collision and comprehensive coverage.

Chevrolet drivers may wish to purchase collision coverage as part of their auto insurance policy. This type of coverage protects the driver if they collide with another car or object on the road. It covers the policyholder no matter who is responsible for the accident. It’s worth noting that collision coverage, which is optional in Canada, covers the cost of vehicle damage but does not pay for any injuries suffered in the accident (medical expenses relating to injuries are covered under the accident benefits portion of your policy).

For peace of mind, many Canadians choose to include comprehensive coverage in their car insurance policies. Comprehensive coverage offers financial protection against circumstances other than car accidents, including theft, vandalism, fire, and water damage.

If you choose to include accident forgiveness coverage in your Chevrolet auto insurance policy, your insurance premium won’t increase after your first at-fault accident. This type of coverage is optional in Canada but may be worth it.

If you're buying a new car, adding this coverage to your policy is worth considering. It ensures you're covered for the full value of your vehicle without factoring in depreciation. That means if your car is stolen or totalled, you'll be reimbursed for the cost of a brand-new vehicle—not just what it's worth after wear and tear.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.