Non-Profit Insurance

Covers damage to your building, equipment, furniture, and other assets. This can include damage from fire, theft, or vandalism. By providing compensation for repair or replacement costs, property insurance ensures that operations can quickly resume with minimal disruptions. Furthermore, it protects your capital investments and aids in financial stability, allowing you to focus on delivering your services without the worry of unexpected property losses.

If you're offering specialized services or giving expert advice, this can cover claims of negligence or errors in service. It is essential for protecting your business against legal claims from dissatisfied clients who allege that your professional advice or planning services led to financial loss or other damages. Coverage typically includes legal defense costs and any settlements or judgments, ensuring you can address these challenges without severe financial strain. By having this protection, you can focus confidently on delivering high-quality services while safeguarding your reputation and business assets.

Covers theft of money, property or assets, either by employees or external parties. This coverage is crucial for safeguarding your business against financial losses resulting from dishonest acts, including embezzlement, fraud, or robbery. It provides essential protection by covering the costs associated with investigating incidents and recouping losses, thereby maintaining the financial health of your business.

This insurance ensures that leaders can focus on their responsibilities without fearing personal financial loss by covering legal fees and damages if they are sued for decisions made while performing their duties. Coverage protects the personal assets of executives and board members from lawsuits related to the organization's decisions. This coverage is especially important in safeguarding against claims of mismanagement, breach of fiduciary duty, or other allegations of wrongful acts made in the course of their corporate governance roles.

Provides coverage in the event of data breaches and cyber-attacks, by covering the costs of investigating and responding to cyber incidents, including expenses related to notifying customers and restoring compromised data systems.

If the non-profit owns vehicles, this insurance protects against financial loss from accidents, theft, or damage. It also includes liability protection to cover legal expenses and settlements if the organization is found at fault. Additionally, it may offer coverage for medical expenses if passengers or drivers are injured.

This general liability policy includes coverage for abuse accusations against the entity and is recommended for non-profit organizations that work with clients who are considered vulnerable

Covers specific events if non-profits host large gatherings, fundraisers, or other activities.

Covers errors or omissions in the administration of employee benefits. This includes errors in paperwork or providing incorrect information. It's like a safety net for employers to help handle these slip-ups.

Provides coverage if a volunteer is injured while performing tasks on behalf of the non-profit. It helps pay for medical bills and related expenses. This insurance makes sure volunteers get the care they need without financial worry.