Does my marital status affect my car insurance rate?

Some insurance companies take your marital status into consideration. And we hate to break it to all the lonely hearts out there, but common-law and married couples sometimes get a cheaper rate. It seems pretty unfair, but if the insurance company has determined that couples get in fewer accidents, they’ll consider single people a bigger risk, and their premiums will cost more. However, not all insurance companies take marital status into consideration. A broker can shop around different insurance companies to find the plan that fits your life, whether you’re single, married, or it’s complicated.