Home Insurance faqs

Does my home insurance cover if I experience a flood?

No. flooding is excluded under home insurance and property insurance policies. If you are worried about flooding at your property, speak with an insurance broker to discuss your coverage options. When it comes to flooding it’s good to be proactive. Our tips can help prevent spring flooding and sewer back-up.

Home Insurance faqs

Is home insurance mandatory in Ontario?

Home insurance is not mandatory in Ontario. However, if you're taking out a mortgage, many banks require you to have home insurance.

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Home Insurance faqs

What should I look for when buying home insurance?

One of the most important things to look for when buying home insurance is guaranteed replacement cost. This is an evaluation that takes into account how much it wo...

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Business Insurance faqs

Will my home insurance cover claims for my home-based business?

Home insurance does not cover claims which relate to the business. For this reason, it is important home-based business owners get insurance which meets their business needs....

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