Car Insurance faqs

When you lend your car, you lend your insurance, too. Your insurance policy is responsible for any property damage or bodily injury if your vehicle is involved in a loss ─ ev...

You're going to hear this answer a lot when it comes to insurance: it depends! There are many factors that determine how much you will pay each month. Things like where y...

Sometimes yes, sometimes no. Sorry, we know that’s the worst answer, but there are so many factors that determine how much you pay for insurance. Safety features on new...

Sometimes yes, sometimes no. The age of the car is one factor insurance companies consider, but they also consider many other things, like your age, location, and insurance h...

If you're driving to your nine to five and don't have a pickup truck full of power tools, you most likely only require personal insurance. Talk to a broker to make su...

Some insurance companies take your marital status into consideration. And we hate to break it to all the lonely hearts out there, but common-law and married couples sometimes...

Yes! Driving experience and driving history are factors insurance companies take into consideration when determining rates. If you don't have a lot of driving experience,...

Yes, your driving habits are something that insurance companies take into consideration. The more time you spend driving, the more likely you are to be in an accident. This m...

That depends on the value of your car. Generally speaking, if the cost to repair the car is more than the value of the car, it is considered totalled.

When someone else drives your car, your insurance will follow them. As long as you give them permission, and they are legally able to drive, your policy will be in effect. If...

Each province in Canada requires all drivers to have car insurance. However, the amount of insurance mandated by the law is quite minimal, and there are many other types of c...

Yes. When you lend your car, you lend your insurance too. In the event of a loss or incident your policy will cover any damage. However, if you are deemed at fault in the inc...