Car insurance in Edmonton

Unfortunately, costs associated with a car accident don’t end right after the initial accident occurs. This coverage will protect you if you, or any other person, is injured in a car accident, regardless of fault. It can cover the costs associated with medical or rehabilitative attention, income replacement, or any other services needed for recovery following the accident.

This coverage option will help to compensate you when you or your car is damaged in an accident in which you are not at fault. It is called ‘direct compensation’ because you deal directly with your insurance provider to acquire any compensation following your claim.

Sadly, not everyone on the road is a responsible driver. Even though insurance is mandatory in Edmonton, and throughout the whole country, some people choose to get behind the wheel without an insurance policy. Uninsured automobile coverage can protect you and any of your passengers if you are involved in an accident with a driver who is at-fault and is either uninsured or doesn't.

A car accident is not the only risk that you can face if you own or operate a vehicle. You may find that your car becomes damaged due to things like fires, theft, vandalism, bad weather or water damage. Comprehensive coverage can protect you in the event of any of those things.

Everyone deserves a second chance. If you are involved in your first at-fault accident, having this coverage on your policy will help you to maintain your good driving record for as long as you stay with the same company. Accident forgiveness ensures that your premium rate won’t go up as a result of your first at-fault claim.

If you are in the market for a brand new vehicle, this coverage is definitely something that you should consider having on your policy. Waiver of Depreciation coverage, covers you for the value of your vehicle without depreciation. In the event of a theft or total loss claim, you’ll be reimbursed for the full value of the car, effective from the date when you drove it off the lot.